1 What personal information we collect

We collect information in two ways: information you actively provide when using Siera Life, and limited technical information collected automatically.

Information you provide:

• Account information — your name and email address when you create an account.
• Health information — menstrual cycle data, pregnancy tracking and milestones, medication records, and any other health notes you choose to enter. This information is entirely optional and under your control.
• Financial information — budget entries, bill schedules, savings goals, and related personal finance records you choose to track.
• Life stage and preferences — information you provide about your life stage (for example, whether you are pregnant or trying to conceive) to personalise your experience.

Information collected automatically:

• Technical data — your browser type, operating system, and general usage patterns (for example, which features are used) to help us maintain and improve the service. This data is aggregated and not linked to your identity.

We collect only what you choose to give us. We do not access your device contacts, camera, microphone, location, or any other device resource without your explicit permission.

2 How we store your information

Currently — device-only storage. Siera Life currently stores all your personal data locally on your device using your browser's localStorage. This means your data does not leave your device and is not transmitted to, or accessible by, us or any third party. You are the only person who can access it.

Coming soon — optional cloud synchronisation. We are developing optional cloud sync powered by Supabase, which will allow you to access your Siera Life data across multiple devices. When this feature is released, you will be given a clear, informed choice about whether to enable it. Enabling cloud sync is entirely opt-in.

If you choose to enable cloud sync, your data will be stored on encrypted servers operated by Supabase, Inc., a US-based infrastructure provider. Supabase is contractually bound to handle your data securely and in accordance with applicable privacy law. We will update this Privacy Policy before cloud sync is made available, and we will notify you by email of any material changes to how your data is stored.

Until you actively enable cloud sync, no personal data is transmitted to any server, including ours.

3 How we use your information

We use the information you provide solely to deliver and improve the Siera Life service. Specifically, we use it to:

• Display your data back to you within the app;
• Personalise your experience based on your life stage and the features you use;
• Send you service-related communications, such as billing receipts and important updates to these policies;
• Understand how the app is being used in aggregate — without identifying you — so we can improve its features and fix issues.

We do not use your personal information for advertising. We do not use it to market products or services on behalf of third parties. We do not build advertising profiles from your data. Our use of your information begins and ends with providing the service you signed up for.

4 Who we share your information with

We do not sell your personal information. We do not share your personal information with advertisers, data brokers, or any third party for commercial purposes.

We share limited information with the following service provider, strictly to the extent necessary to deliver the service:

• Stripe, Inc. — When you subscribe to Siera Life, payment is processed by Stripe. We share only the information required to complete your transaction (such as your email address for receipt delivery). Stripe's privacy policy is available at stripe.com/au/privacy. We do not store your full card details.

We may also disclose personal information where required to do so by law, court order, or government authority, or where we reasonably believe disclosure is necessary to protect the safety of any person or to protect our legal rights.

If Siera Life is ever acquired, merged, or transferred to another entity, we will notify you before your personal information is transferred and becomes subject to a different privacy policy.

5 Your health data

Health information — including cycle data, pregnancy information, medications, and any health records you enter — is among the most sensitive information a person can share. We treat it accordingly.

This commitment applies permanently — it is not subject to future policy changes without your explicit consent.

6 Data retention and deletion

We retain your account information for as long as your account is active. You may delete your account at any time by contacting us at sieralife1@gmail.com. Upon account deletion, all personally identifiable information associated with your account will be permanently removed from our systems within 30 days of your request.

Data held locally on your device (in your browser's localStorage) is fully under your control and can be cleared at any time through your browser's settings. We recommend exporting a copy of your data periodically, particularly because localStorage may be cleared automatically by your browser under certain conditions (for example, private browsing mode or aggressive browser privacy settings).

When cloud sync is available, you will also have the option to delete all cloud-stored data directly from within the app, without needing to contact us.

7 Cookies and local storage

Siera Life does not use tracking cookies or advertising cookies. We do not use cookies to follow your activity across other websites.

We use localStorage — a technology built into your web browser — to store your app data and preferences directly on your device. This data does not leave your device and is not accessible to anyone else.

When cloud sync is introduced, we will use a small, strictly necessary session cookie to maintain your login state. This cookie will contain only an authentication token and will not be used for any tracking or advertising purpose. We will update this policy before that occurs.

8 Children

Siera Life is intended for users aged 13 years and older. We do not knowingly collect personal information from children under the age of 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at sieralife1@gmail.com and we will take prompt steps to identify and remove that information.

9 Your rights under the Australian Privacy Principles

Siera Life is bound by the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth). Under the APPs and to the extent applicable, you have the right to:

• Know what personal information we hold about you and request access to it;
• Request that we correct information that is inaccurate, incomplete, out of date, irrelevant, or misleading;
• Request the deletion of your personal information;
• Complain about a breach of the APPs, and have your complaint dealt with properly and in a timely manner.

To exercise any of these rights, please contact us at sieralife1@gmail.com. We will respond within a reasonable time, generally within 30 days.

If you are not satisfied with our response to a privacy complaint, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.

10 Contact us about privacy

For any privacy-related questions, concerns, or requests, please contact:

Kayleigh Louise McAlpin
Operating as Siera Life, sole trader, Australia
ABN 89 221 677 304
Email: sieralife1@gmail.com

We aim to respond to all privacy enquiries within five business days.

11 Changes to this policy

We may update this Privacy Policy from time to time to reflect changes to our practices, technology, or legal obligations. When we do, we will update the "Last updated" date at the top of this page.

For changes that materially affect how we handle your personal information — particularly your health data — we will notify you by email at the address associated with your account at least 14 days before the change takes effect. Your continued use of Siera Life after that date will constitute your acceptance of the updated policy. If you do not agree to a material change, you may delete your account before it takes effect.

1 Acceptance of these terms

By creating a Siera Life account, completing the subscription process, or otherwise using the Siera Life application, you confirm that you have read, understood, and agree to be bound by these Terms of Service ("Terms"), together with our Privacy Policy.

If you do not agree to these Terms, you must not create an account or use Siera Life.

These Terms form a binding legal agreement between you and Kayleigh Louise McAlpin, operating as Siera Life (sole trader, Australia) ("we", "us", "our"). We may update these Terms from time to time. We will notify you of material changes by email and by posting the updated Terms with a revised "Last updated" date. Your continued use of Siera Life after the effective date of any update constitutes acceptance of the new Terms.

2 Description of the service

Siera Life is a personal lifestyle application designed for women at any life stage. The service provides tools for:

• Health and wellbeing tracking — including menstrual cycle tracking, pregnancy milestones, and medication logging;
• Personal finance management — including budgets, bill tracking, and savings goals;
• Day-to-day life organisation and planning.

Siera Life is currently available as a web application. iOS and Android applications are planned for future release. We will give reasonable notice of any material changes to the service's features or availability. We do not guarantee that any particular feature will be available indefinitely.

Access to Siera Life requires an active subscription. A free trial may be offered at our discretion.

3 Subscription and billing

Siera Life is offered at AUD $9.99 per month ("Subscription Fee"). The Subscription Fee is charged in advance at the beginning of each monthly billing cycle and is processed by Stripe, Inc. on our behalf.

By subscribing, you authorise us to charge the Subscription Fee to your nominated payment method on a recurring monthly basis until you cancel. Your subscription will automatically renew unless cancelled before the start of the next billing cycle.

You may cancel your subscription at any time by contacting us at sieralife1@gmail.com or through the cancellation option within the app (when available). Cancellation takes effect at the end of your current paid billing period, and you will retain access to Siera Life until that date.

We reserve the right to change the Subscription Fee on at least 30 days' written notice by email. If you do not agree to a price change, you may cancel your subscription before the new price takes effect and you will not be charged the new rate.

All prices are in Australian dollars (AUD) and are inclusive of any applicable GST.

4 Refund policy

Subscription payments are generally non-refundable. When you cancel your subscription, you continue to have access to Siera Life for the remainder of the billing period you have already paid for. We do not provide pro-rata refunds for any unused portion of a billing period.

Exceptions may be made at our sole discretion in cases of significant technical failure on our part that substantially prevented you from accessing the service. If you believe you are entitled to a refund in these circumstances, please contact us at sieralife1@gmail.com within 14 days of the issue occurring.

Nothing in these Terms limits any rights you may have as a consumer under the Australian Consumer Law (Schedule 2, Competition and Consumer Act 2010 (Cth)) or any other non-excludable statutory right.

5 Your responsibilities

By using Siera Life, you agree to:

• Provide accurate and complete information when creating your account and keep it up to date;
• Keep your login credentials secure and confidential, and not share account access with others;
• Notify us promptly at sieralife1@gmail.com if you suspect your account has been accessed without authorisation;
• Use Siera Life only for lawful, personal, non-commercial purposes;
• Not attempt to gain unauthorised access to any part of Siera Life, or to any server, network, or system connected to it;
• Not interfere with, disrupt, or circumvent any security or access control measure;
• Not reproduce, duplicate, copy, sell, resell, or exploit any part of Siera Life without our express written permission;
• Not use Siera Life in any way that could damage, disable, overburden, or impair the service.

You are responsible for all activity that occurs under your account. Each account is for a single user; you may not create multiple accounts to circumvent restrictions or avoid subscription charges.

6 Health information disclaimer

Siera Life is a personal tracking and organisation tool. It is not a medical service, a clinical decision support tool, or a substitute for professional healthcare advice.

Kayleigh Louise McAlpin and Siera Life accept no liability for any health outcomes or decisions made — whether directly or indirectly — in reliance on information entered into, displayed by, or suggested by Siera Life.

7 Intellectual property

Siera Life — including its name, logo, design, branding, features, source code, and all content we create — is owned by Kayleigh Louise McAlpin and is protected by Australian and international intellectual property laws, including copyright and trade mark law.

Subject to your compliance with these Terms and while your subscription is active, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use Siera Life for your own personal, non-commercial purposes. This licence does not include any right to:

• Copy, reproduce, or distribute any part of Siera Life;
• Modify, adapt, translate, or create derivative works;
• Reverse engineer, decompile, or disassemble any part of the service;
• Use the Siera Life name, logo, or branding without our prior written consent.

The data you enter into Siera Life remains yours. We claim no intellectual property rights over your personal data.

Any feedback, ideas, or suggestions you voluntarily provide to us may be used freely by us to improve the service, without any obligation to compensate or credit you.

8 Limitation of liability

To the maximum extent permitted by applicable law, Kayleigh Louise McAlpin and Siera Life are not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, Siera Life. This includes, without limitation, loss of data, loss of profits, or damages arising from reliance on any information within the app.

Our total aggregate liability to you for any claim arising under or in connection with these Terms — whether in contract, tort (including negligence), statute, or otherwise — shall not exceed the total subscription fees paid by you to Siera Life in the three-month period immediately preceding the event giving rise to the claim.

These limitations do not apply to the extent that any applicable law — including the Australian Consumer Law — prevents them. We do not exclude or limit our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot lawfully be excluded.

We make the service available on an "as is" and "as available" basis. We do not warrant that Siera Life will be uninterrupted, error-free, or entirely secure, though we will take reasonable steps to maintain the service and notify you of any significant disruptions.

9 Termination

You may terminate your account and these Terms at any time by cancelling your subscription and contacting us at sieralife1@gmail.com to request deletion of your account. Termination does not entitle you to a refund except as described in our Refund Policy.

We may suspend or terminate your access to Siera Life — immediately and without notice — if you breach these Terms in a material way. We will attempt to notify you where it is reasonable to do so. If your account is terminated for breach, you will not be entitled to a refund of any prepaid subscription fees.

We may also discontinue Siera Life as a service at any time with reasonable notice of at least 30 days by email. If we discontinue the service during a prepaid subscription period, we will refund the pro-rata portion of the subscription fee for the remaining paid period.

On termination or expiry of these Terms for any reason, your licence to use Siera Life ends immediately, and all provisions that by their nature should survive termination — including intellectual property rights, limitation of liability, and governing law — will continue to apply.

10 Governing law and disputes

These Terms are governed by and construed in accordance with the laws of New South Wales, Australia, without regard to its conflict of law principles.

You and we agree to submit to the exclusive jurisdiction of the courts of New South Wales, Australia, for the resolution of any dispute arising out of or in connection with these Terms or your use of Siera Life. Where permitted by law, we both agree to attempt to resolve any dispute informally by contacting each other in good faith before commencing legal proceedings.

Nothing in this clause limits any rights you may have under the Australian Consumer Law or other non-excludable statutory protections.

11 Contact

If you have any questions about these Terms, wish to report a concern, or need to reach us for any reason related to your use of Siera Life, please contact:

Kayleigh Louise McAlpin
Operating as Siera Life, sole trader, Australia
ABN 89 221 677 304
Email: sieralife1@gmail.com

We aim to respond to all enquiries within five business days.